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Our flexible Personal Savings Account is perfect for saving money with ease! Enjoy unrestricted deposits and withdrawals, plus competitive interest rates to keep your savings secure for any unexpected needs.

Offer

Competitive interest rates (refer to tariff guide)
Access to payment cards (local and international)
Access to digital services
No monthly maintenance fees

Features

A minimum opening balance of GHS50.00
A minimum operating balance of GHS20.00
Tiered interest rate (refer to tariff guide)

Requirements

Fully completed account opening form.
Proof of identification (Ghana Card)
Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
Ghana Post GPS address
A recent passport-size photo
For foreigners (All resident/work permit)
For students -Student Identification Card, Passport (foreign students), letter from the Head of educational institution (where applicable).In instances where the school ID has not been issued, the students admission letter affixed with the student photo would suffice.

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Give your child a head start on their financial journey with the 1st Account! Teach them smart money habits early on while enjoying free life insurance coverage and competitive interest rates on their savings. This account is held in trust for your children under 18, ensuring their future is bright and secure.

Offer

Competitive interest rate (refer to tariff guide)
Access to digital services
Free insurance package
No monthly maintenance fees

Features

A minimum opening balance of GHS50.00
A minimum operating balance of GHS50.00
Tiered interest rate (refer to tariff guide)

Requirements

Fully completed account opening form.
Proof of identification (Ghana Card)
Proof of residence of parent/guardian (recent utility bill of house of residence or
Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
Ghana Post GPS address of parent/guardian
A recent passport size photo each of parent/ guardian and child
Tax Identification Number (TIN) of parent/guardian
Birth Certificate, Passport, Baptismal Certificate or Weighing Card of the child etc.

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Grow your wealth with our high earning investment plan. Enjoy flexibility to build cash or top-up as you go, all while monitoring your progress effortlessly.

Offer

Credit interest rate Of (P.A.): 91-Day T-Bill rate minus 3
No withdrawal in first year. One free withdrawal per quarter in subsequent years

Features

A minimum opening balance of GHS200.00
You must keep a minimum of GHS200.00 in your account at all times
A minimum monthly contribution of GHS50.00
Interest for the quarter to be forfeited where more than one withdrawal per quarter is made.
A minimum investment period of 12 months

Requirements

Fully completed account opening form.
Proof of identification (Ghana Card)
Proof of residence (recent utility bill of house of residence or Tenancy Agreement or any other document stated in the Bank’s requisite policy documents)
Ghana Post GPS address
A recent passport size photo
For foreigners (All resident/work permit)

Start my application

PERSONAL SAVINGS ACCOUNT

1ST ACCOUNT

PLATINUM INVESTMENT